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Baked texas trash dip with bubbly melted cheddar and golden Monterey Jack cheese edges.

Texas Trash Dip

Rebecca Blumer
This warm Texas trash dip combines refried beans, cream cheese, sour cream, and taco spices beneath melted cheese. Baked until bubbly, it makes a creamy, scoopable appetizer for any gathering.
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Prep Time 10 minutes
Cook Time 30 minutes
Total Time 40 minutes
Course Appetizer
Cuisine American
Servings 9 servings
Calories 187 kcal

Equipment

  • Mixer
  • 9x13 EZ Foil by Hefty Bakeware Pan

Ingredients
 

  • 2 16 ounce cans refried beans I use Old El Paso Spicy Fat Free
  • 1 8 ounce package cream cheese
  • 1 cup sour cream
  • 1 packet Taco Seasoning
  • 2 cups shredded Monterey Jack cheese
  • 2 cups shredded Cheddar cheese

Instructions
 

  • Set the oven to 350°F and have a 9x13-inch foil baking pan ready. The oven should reach its set temperature before the filled pan goes in.
  • Place the softened cream cheese, refried beans, taco seasoning, and sour cream in a mixing bowl, then blend with an electric mixer. Keep mixing until the stiff mixture relaxes into an even, creamy spread without visible cream cheese pieces.
  • Transfer the bean mixture to the pan and level it with a spatula. An even layer helps the center and edges heat at a similar pace.
  • Distribute the Monterey Jack and Cheddar over the beans, then bake uncovered for 25 to 30 minutes. Look for lightly browned cheese and active bubbling along the sides of the pan.
  • Serve the hot dip with tortilla chips. The bean layer should feel creamy and substantial beneath the melted cheese.

Notes

Serving tip: Allow the dip to settle for about 5 minutes before serving so the warm layers hold together for clean scooping.
Ingredient tip: Ensure the cream cheese is fully softened before blending to prevent white specks in the bean layer.
Storage: Place leftover dip into shallow, airtight containers and refrigerate promptly. Keep fresh garnishes separate.
Reheating: Warm individual portions gently in the microwave or covered in the oven, stirring occasionally to distribute heat evenly.
Nutrition information is an estimate based on common ingredients and serving sizes. Values may vary depending on brands, portions, and substitutions.

Nutrition

Calories: 187kcalCarbohydrates: 6gProtein: 9gFat: 14gSaturated Fat: 8gCholesterol: 40mgSodium: 426mgPotassium: 210mgFiber: 1gSugar: 1gVitamin A: 350IUVitamin C: 1mgCalcium: 220mgIron: 1mg
Keyword baked cheese dip, texas trash dip, warm bean dip
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